# TM Services Inc. > TM Services Inc. is a merchant services agency based in Rochester, Michigan. It sets up and supports credit card processing for businesses as an independent sales agent for CardConnect, sells and supports Clover POS systems as a contracted Clover reseller, is an authorized agent for Creslane POS (now FlexRetail) for grocery and specialty retail, and also offers surcharging and cash discount programs. It serves 300+ merchants, including automotive dealerships, auto repair shops and oil change facilities, restaurants, retail, grocery and services, across the country, and offers a free, no-obligation merchant statement review. TM Services now also offers healthcare software plans: Clover PracticePay, a HIPAA-compliant payment solution for dental, primary care, optometry, dermatology, veterinary, physical therapy and chiropractic, behavioral health and walk-in/urgent care practices. It also offers Slate, booking and membership software for studios, gyms, medical offices and golf simulators. - Principal, owner and sales: Todd McKay, 248.480.3545, todd@tmservicesinc.com - Sales and service support: Jami Cannistraci, 586.419.3523, jami@tmservicesinc.com - Team: Anthony Mannino (operations), Sandy Hook (client success specialist) - Address: 429 S. Main Street, Rochester, MI 48307 - Service area: United States (nationwide); headquartered in Michigan - Book a free statement review: https://scheduler.zoom.us/tmservicesinc/meet-todd- - Partners: CardConnect (processing), Clover (POS), Creslane / FlexRetail (grocery POS), NeutroCorp (IT management and managed services, https://neutrocorp.com), EndToEnd Apps (software development and integration; its Slate product line is the booking and membership software described at https://www.tmservicesinc.com/slate/) - Name note: 'TM Services Inc.' is not affiliated with other companies named 'T&M Services' or 'TM Services LLC'. ## Quick answers - What does TM Services Inc. do? Sets up and supports credit and debit card processing (CardConnect), sells and supports Clover and Creslane (FlexRetail) point-of-sale systems, and offers surcharging / cash discount programs, Clover PracticePay for healthcare practices, and Slate booking software. - Where is it located, and where does it work? Headquartered at 429 S. Main Street, Rochester, Michigan 48307; serves businesses anywhere in the United States. - Who owns it? Todd McKay, principal and owner. - How do I get a quote or compare my current rates? Book a free, no-obligation statement review (https://www.tmservicesinc.com/free-statement-review/) or call Todd McKay at 248.480.3545. - How do existing merchants get support? Jami Cannistraci, 586.419.3523, jami@tmservicesinc.com, or the support page (https://www.tmservicesinc.com/support/). - Which Clover devices? Clover Station Duo, Station Solo, Mini, Compact, Flex and Go. - Does TM work with auto dealerships? Yes: service drive, parts counter and sales desk payments, vehicle down payments (limits set per account), dealer management system (DMS) integration, and separate funding per rooftop for dealer groups when wanted. - Which grocery POS systems? Creslane (now FlexRetail) and LOC SMS, with EBT (SNAP) and WIC acceptance. - What do equipment and installs cost? Quoted per business in a short meeting; not published. - What does Slate cost? Starting at $250 per month plus a one-time $1,500 setup and configuration fee. - What does Clover PracticePay do? HIPAA-compliant patient payments at the front desk, by text-to-pay or payment link, on payment plans or card-on-file, posted automatically to most Windows-based practice management systems and synced with most EHRs. Through TM Services Inc. it comes with a free statement review, setup with the practice's system and direct local support; pricing is quoted per practice (https://www.tmservicesinc.com/healthcare/#setup). - Which healthcare practices does Clover PracticePay fit? Dental, primary care, optometry, dermatology, veterinary, physical therapy and chiropractic, behavioral health, and walk-in / urgent care. - Which industries? Automotive dealerships, auto repair, muffler and oil change shops, restaurants, retail, grocery and specialty food markets, service businesses, multi-location groups and healthcare practices. ## Pages - [Home](https://www.tmservicesinc.com/): Rochester, MI merchant services serving businesses nationwide: CardConnect card processing, Clover and Creslane POS, and more. Free statement review. - [Credit card processing](https://www.tmservicesinc.com/merchant-services/): Credit and debit card processing for businesses nationwide through CardConnect, with clear pricing and direct local support from TM Services Inc. - [Clover POS](https://www.tmservicesinc.com/clover-pos/): Clover Station Duo, Solo, Mini, Compact, Flex and Go from a contracted Clover reseller in Rochester, MI, with setup and direct support nationwide. - [Creslane POS](https://www.tmservicesinc.com/creslane-pos/): TM Services Inc. is an authorized Creslane POS agent. Creslane, now FlexRetail, is POS for independent grocers and specialty markets. - [Surcharging & cash discount](https://www.tmservicesinc.com/surcharging-cash-discount/): Offset card processing fees with a surcharge or cash discount program. TM Services Inc. handles setup, signage and refund rules for merchants nationwide. - [Point of Sale](https://www.tmservicesinc.com/point-of-sale/): Clover POS for restaurants, retail and services, and Creslane (FlexRetail) POS for grocers, sold, set up and supported by TM Services Inc. - [Healthcare](https://www.tmservicesinc.com/healthcare/): Clover PracticePay from TM Services Inc.: HIPAA-compliant patient payments, text-to-pay, payment plans and posting to your practice system, with local support. - [Slate](https://www.tmservicesinc.com/slate/): Slate runs class booking, memberships, a member app and payments for studios, gyms, medical offices and golf simulators. $250/mo. From TM Services Inc. - [Free statement review](https://www.tmservicesinc.com/free-statement-review/): A free, no-obligation review of your card processing statement. See your real rate and fees line by line. Book online or call 248.480.3545. - [Merchant support](https://www.tmservicesinc.com/support/): Support for TM Services merchants: send a support request, fix common Clover device issues, and check whether your Clover device is still supported. - [Industries](https://www.tmservicesinc.com/industries/): Payment processing and POS for restaurants, retail stores, auto dealerships, repair shops, oil change, grocers, services, plus new healthcare plans. - [Service area](https://www.tmservicesinc.com/service-area/): Card processing and Clover and Creslane POS for merchants across the country, from TM Services Inc. in Rochester, Michigan. - [Auto dealership payments](https://www.tmservicesinc.com/auto-dealership-payments/): Card processing and Clover POS for car dealerships and dealer groups nationwide: service drive, parts counter, deposits and multi-rooftop setup. - [Auto repair payments](https://www.tmservicesinc.com/auto-repair-payments/): Card processing and Clover POS for auto repair, muffler, tire, brake and oil change shops across the country. Get paid at the counter or the vehicle. - [Restaurant payments](https://www.tmservicesinc.com/restaurant-payments/): Card processing and Clover POS for restaurants, bars and cafés across the country: counter and tableside payments, tips, and online ordering support. - [Grocery payments](https://www.tmservicesinc.com/grocery-payments/): Card processing and Creslane (FlexRetail) POS for independent grocers and specialty food markets across the country, from TM Services Inc. - [About](https://www.tmservicesinc.com/about/): TM Services Inc. is a merchant services agency founded by Todd McKay in Rochester, MI. Honest pricing and direct support for 300+ merchants nationwide. - [Contact](https://www.tmservicesinc.com/contact/): Contact TM Services Inc., based in Rochester, Michigan. New accounts: Todd McKay, 248.480.3545. Merchant support: Jami Cannistraci, 586.419.3523. - [Privacy policy](https://www.tmservicesinc.com/privacy/): Privacy policy for TM Services Inc.: what information we collect, how we use and protect it, and how to contact us. ## Full text - [llms-full.txt](https://www.tmservicesinc.com/llms-full.txt): every page as plain text